Learning from Real-Time Payments Systems Worldwide

While countries in Europe and Asia have moved forward in the adoption of real-time payment systems, the United States still primarily relies on cards and the ACH.  However, that trend

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Can You Afford to Keep Your Back Office?

Software patches and updates won’t cut it in an increasingly competitive payments industry. While some payment processors, banks, and financial services companies try to hang on to their legacy systems,

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4 Challenges in Real-Time Payments and How to Address Them

The payments industry is experiencing rapid adoption of real-time payments because faster payments offer many benefits across the entire economy, including instant settlement, greater transparency, and improved liquidity management.  To support instant

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How a modern back-office improves employee retention, featuring BHMI branding and The Green Sheet logo, with a background of circuit patterns symbolizing technology in financial services.

As unemployment nears historical lows banks, payments processors, and financial services companies face challenges to find and retain high-quality talent. One of the important areas to consider is ensuring employees

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Managing disputes for real-time payments, BHMI logo, The Green Sheet logo, digital circuit background.

Disputes and chargebacks have long been a challenge for credit card issuers and merchant acquirers, leading to billions of dollars in annual losses. Yet as more of the economy adopts

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Real-time payments graphic featuring a person holding a credit card, illustrating the potential value for retailers, with text overlay from Multichannel Merchant and BHMI logo.

Interest in real-time payments is growing as consumers and businesses seek faster, more efficient, and more cost-effective methods to transact and move money.  While real-time payments offer retailers faster processing

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BHMI logo and text "Modernizing the Payments Back Office" overlaid on an image of a hand holding a credit card, emphasizing innovations in financial services and payment solutions.

“Efficient and scalable payment operations play a critical role in the success of financial services companies that process payments. However, with the growing demand for faster payments, financial services companies

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Real-time payments graphic featuring the text "Operational Readiness Unlocks Profit Potential," with BHMI logo and a green square icon, emphasizing financial services innovation.

Real-time payment adoption will grow rapidly in the coming years, and pressure is mounting for financial services companies to update their infrastructure to support it. However, many companies still lack

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Back-office operations need serious revamping, featuring BHMI logo and digital background, highlighting the need for innovative financial software solutions.

Profitable and effective businesses require seamless, organized, and efficient payment operations. However, the current panorama of most back-office operations reveals a concerning trend.  Instead of employing the latest software that’s

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Media coverage graphic featuring text "Countdown to FedNow - The Challenges and Impacts" alongside a hand holding a credit card, with BHMI logo, relevant to financial services and payment operations.

As we head into 2023, there is speculation on how the FedNow launch will ultimately unfold and impact the faster payments landscape. For payments organizations and financial institutions (FIs) that

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