While real-time payments offer many potential advantages for financial institutions, smaller banks and credit unions must weigh the benefits against their own operational needs. BHMI’s Jack Baldwin looks at some

Jack Baldwin, Chairman and CEO at BHMI, was recently interviewed by the The Green Sheet about the Federal Reserve’s FedNow initiative.  The FedNow payments network will be available soon, but will financial institutions,

Even before COVID-19 started to spread, dispute management had become an important aspect of the payments industry. When a consumer contests a transaction, the mechanism for resolving the chargeback can

With many people concerned over the coronavirus and recent social unrest opting to stay at home, merchants could consequently see an increase in online digital payments. BHMI’s CEO Jack Baldwin

Don’t miss the second part of the recent series from PaymentsSource where BHMI Chairman and CEO, Dr. Jack T. Baldwin, and other payments experts, look at how many local businesses

BHMI’s CEO, Dr. Jack Baldwin, recently spoke with PaymentsSource.  He and other payments experts discussed the COVID-19 crisis and what the other side may look like for consumers and small

Fees are the heartbeat of the payments industry.  However, due to the large number of participants, roles, business relationships, rules, regulations, and transaction types, the fee landscape can be incredibly

Coronavirus is directly and indirectly impacting commerce – and thus payments – worldwide, creating economic uncertainty for many. BHMI CEO Jack Baldwin looks at some of the overall deleterious effects

As card transaction volumes continue to rise, so too are the number of disputes and chargebacks.  By 2022, U.S. transaction volumes are predicted to exceed 66 billion and disputes volumes