While countries in Europe and Asia have moved forward in the adoption of real-time payment systems, the United States still primarily relies on cards and the ACH.  However, that trend is quickly changing. Growing consumer demand and the rollout of FedNow are expected to drive rapid adoption of real-time payments in the coming years. As a result, many U.S. financial institutions and payment processors are scrambling to catch up and prepare for real-time payments. Check out this recent article in The Green Sheet by our own Cheryl Fitzgarrald, Senior Program Director at BHMI, who shares insights about the state of real-time payments systems around the world.