In this episode of Pioneers in Payments, host Donna Blum sits down with Jeff Manchester, Head of Partnerships and Business Development at Fin3 Technologies, to explore the evolving world of payments and digital innovation.
Jeff brings over 30 years of experience in payments—from issuing private-label and co-branded credit cards for GE across 37 countries, to developing solutions that lower merchant interchange rates, to managing relationships at Mastercard. Today, he’s helping financial services companies navigate the digital transformation of payment systems at Fin3.
During the conversation, Jeff discusses:
👉 The rise of digital payments and the shift from cash and checks to digital wallets, cards, and programmable payment instruments.
👉 Regulatory opportunities, including Article 12 (controllable electronic records) and the Genius Act (U.S. federal regulation for payment stablecoins).
👉 Challenges in modernizing legacy systems and platforms.
His silver-bullet advice for payment organizations: focus on the voice of your customers and solve their real pain points using the new tools available.
Connect with Jeff Manchester:
LinkedIn: /jeff-manchester
E-mail: jeff@fin3.tech
About Fin3 Technologies:
Fin3 is a fintech innovator helping banks, credit unions, and enterprises modernize payment instruments, reduce check fraud, and enable secure, flexible digital payments. Fin3 built the technology platform for Tokenized Deposits in 2023 and has renewed its Tokenized Deposit/Stables focus with recent regulatory clarity. Plus, offers Digital Drafts, a product that allows financial institutions replace physical checks with enhanced security and programmability. Learn more at https://fin3.tech.


