Pioneers In Payments is a video series produced by BHMI that seeks to provide payments professionals with valuable insights and advice via recorded interviews with payments industry experts. In this episode, meet Philip Andreae with Philip Andreae and Associates. Philip Andreae and Associates helps clients understand and capitalize on the critical opportunities in Electronic Voting, Payments, Identity, Cryptography, Digital Currency, Blockchain, Authentication, and Governance. Philip has worked with an array of technologies, including security solutions, restricted operating environments like smart cards & the secure enclave, the development of international standards, and cryptography for security, identity, & authentication. For more information about Philip Andreae and Associates, please visit https://andreae.com/.