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Infographics

A Unified Back-Office Platform for Modern Payments

September 14, 2026 by in Infographics

Reduce Complexity.

Automate Operations.

Gain Real-Time Visibility.

ONE PLATFORM. FIVE INTEGRATED MODULES.

REAL-TIME & BATCH TRANSACTION DATA LOADING

CONCOURSE – CORE™
BHMI's Core back office payment processing software platform overview diagram.
  • Centralized Transaction Repository
  • Continuous Processing Architecture
  • Real-Time Data Access
  • Configurable Rules Engine
  • Secure & PCI Compliant
  • Browser-Based Interface
CONCOURSE – RECONCILIATION™
BHMI's rules-based transaction matching and reconciliation software for electronic payment processing.
CONCOURSE – FEES & COMMISSIONS™
BHMI's Fees and Commissions software for calculating and managing payment processing transaction fees.
CONCOURSE – DISPUTES™
Chargeback and dispute management software interface for automated payment dispute resolution.
CONCOURSE – EXTENDED SETTLEMENT™
Screenshot of BHMI's extended settlement screen in its Payment and Settlement Software interface.
Real-time, rules-based back office payment processing software monitoring continuous transaction operations.

Built on a continuous processing and rules-based architecture.

HOW CONCOURSE SOLVES THE CHALLENGES

PAYMENT CHALLENGE CONCOURSE SOLUTION
Icons representing various electronic payment types supported by back office payment processing software. Multiplying Payment Types Unified transaction repository
Diagram illustrating legacy systems challenges addressed by back office payment processing software solutions. Legacy Systems Seamless integration with existing payment platforms
Screenshot of BHMI's manual reconciliation screen in its payment reconciliation and settlement software. Manual Reconciliation Automated reconciliation workflows
Screen showing BHMI's Payment Processing Exception Management Software handling transaction exceptions. Exception Processing Real-time discrepancy identification
Illustration of limited visibility challenges in back office payment processing software operations Limited Visibility Real-time data access and reporting
Manual, disconnected back office payment processing tasks illustrating lack of automation and inefficiency. Lack of Automation Rules-driven processing
Diagram illustrating settlement complexity in payment processing and settlement software workflows. Settlement Complexity Real-time settlement management

THE FIVE MODULES THAT POWER YOUR BACK OFFICE

1. CONCOURSE – CORE™
THE FOUNDATION
  • Centralized transaction repository
  • Real-time & batch data ingestion
  • Continuous processing architecture
  • Browser-based access
  • PCI-compliant security
  • Rules engine
  • Multi-tenant support

A single source of truth for every transaction.

2. CONCOURSE – RECONCILIATION™
AUTOMATED TRANSACTION MATCHING
  • Attribute reconciliation
  • Balancing reconciliation
  • Multi-currency support
  • Real-time exception detection
  • Resolution workflows
  • Net position visibility

Reduce operational risk and reconciliation effort.

3. CONCOURSE – FEES & COMMISSIONS™
REVENUE OPTIMIZATION
  • Unlimited fee types
  • Flat, tiered & volume pricing
  • Real-time fee calculations
  • Network fee sharing
  • Client fee visibility
  • Pricing simulations

Increase flexibility and maximize revenue.

4. CONCOURSE – DISPUTES™
INTELLIGENT DISPUTE MANAGEMENT
  • Integration with card networks
  • Network compliance automation
  • Automated workflows
  • Dynamic user screens
  • Notifications and reminders
  • Document management

Faster dispute resolution with less manual effort.

5. CONCOURSE – EXTENDED SETTLEMENT™
STREAMLINED SETTLEMENT PROCESSING
  • Continuous settlement calculations
  • Multi-rail distributions
  • Client settlement visibility
  • Internal system integration
  • Faster SLA delivery

Settle on time all of the time.

BUSINESS OUTCOMES

Reduced Operational Costs
Faster Reconciliation & Settlement
Improved Data Integrity
Increased Automation
Real-Time Operational Visibility
Faster Exception Resolution
Greater Scalability
Improved Client Satisfaction

THE BHMI ADVANTAGE

40 YEARS OF PAYMENTS EXPERTISE
Since 1986, trusted by leading payment organizations worldwide.
PROVEN & RELIABLE
Proven with startups to Fortune 500 enterprises.
FOCUSED ON PAYMENTS BACK OFFICE
Dedicated exclusively to back-office functions such as reconciliation, fees, disputes, and settlement.
HIGHLY EXPERIENCED PRODUCT TEAM
Deep industry expertise with long-tenured professionals.
PCI-COMPLIANT PLATFORM
Security and compliance built into everything we do.
FLEXIBLE DEPLOYMENT
Cloud or on-premise to meet your infrastructure needs.
MODERN PAYMENTS DEMAND A MODERN BACK OFFICE

The Concourse Financial Software Suite®

Flexible. Reliable. Cost Effective.

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Casey Scheer

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